Lost Life Insurance Policies

The parent has died. He had a life insurance policy with you listed as beneficiary. There is only one problem: the life insurance policy is absent. We write, an idea that has insurance. When you see the lack of assurance in the future, you are still entitled to receive compensation for death? Hopefully their account security, when you give a receiver and then lost in the search for life shortly after the insured (the who died during the six months to a year, for example), the use of the death benefit should not be a problem.
First, determine if the insured had term or permanent life insurance. If the insured has made long-term policy, you will receive compensation for death if he died before the contract expires. When he died, it will be after the expiry date of the policy, get nothing. If the insured had a permanent life policy, you receive the money if the death occurred during the policy was  valid  in which payments are made until the date of death was. If the death was a moment before you get benefits with interest from the date of death. When the insurance is invalid - that is resolved, the insured, insurance, before his death - there is a chance that you do not.

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